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The Basic Payment account is a non-interest-paying euro account with instant access to funds, for which it is not necessary to subscribe any other products or services from the bank.

This account can only be opened if you do not have a similar account at another bank in Spain.

1/6

This number represents the product's risk classification, being 1/6 the lowest risk and 6/6 the highest.

BiG is a member of the Portuguese Deposit Guarantee Fund. The maximum amount guaranteed by the Fund is €100,000 per depositor.

What is it used for?

This account is used to make transfers

Does this account have any charges?

Yes, but only 3 euros per month

Who can apply?

The Basic Payment Account may not be used for business purposes other than those of a consumer. It can be applied for by any individual who meets one of the following requirements:

  • Be a resident of the European Union (EU), even if they do not have a fixed address

  • Be an asylum seeker

  • Be a person without a residence permit in Spain, but who cannot be expelled for any reason (legal or de facto)

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This is how to open a Basic Payment Account:

1

1 Do the digital onboarding

Important: you will need to have your ID ready

2

2 Download the necessary documentation

Download the IPE, General Contract Conditions and the account opening form

3

3 Change of account to Basic Account

Sign all the necessary paperwork and send it to us!

To consult the list of the most representative Services associated with a payment account, you can go to the "Legal information" section.