This is a marketing communication. Please refer to the funds' prospectus and key investor information document before making a final investment decision.

Gran Depósito Combinado TAE 4,5%

Love us for the interest
Invest by combining deposits and investment funds.
The majority of your investment will go into a fixed deposit and the rest into the investment fund of your choice from the pre-selection we make for you.

Risk Indicator and deposit liquidity alert

1/6

This number represents the product's risk classification, being 1/6 the lowest risk and 6/6 the highest.

BiG is a member of the Portuguese Deposit Guarantee Fund. The maximum amount guaranteed is EUR 100,000 per depositor and per credit institution.

Full or partial redemption, withdrawal, or early return of
the principal invested will be subject to fees or penalties.

The commingled investment fund has its own level of risk, which may be higher and which can be found in the individual fund's DFI.

Great Combined Deposit

A great opportunity to continue saving while investing.

A fixed-term deposit together with a selection of investment funds that BiG makes available to you to combine savings and investment. 70% will go to the constitution of a 6 months deposit1 remunerated at 4,5% APR and 30% to the investment funds that you choose from the pre-selection that we make for you. In order to obtain the remuneration of the deposit, the investment funds must be held at least until the maturity of the deposit, otherwise no interest will accrue on the deposit. The minimum amount of the Gran Depósito Combinado is 10,000€ and the maximum is 500,000€.
The client can find all the information and characteristics relating to each fund by consulting the relevant prospectus.
Precontractual Information

A great opportunity to continue saving while investing.

A fixed-term deposit together with a selection of investment funds that BiG makes available to you to combine savings and investment. 70% will go to the constitution of a 6 months deposit1 remunerated at 4,5% APR and 30% to the investment funds that you choose from the pre-selection that we make for you. In order to obtain the remuneration of the deposit, the investment funds must be held at least until the maturity of the deposit, otherwise no interest will accrue on the deposit. The minimum amount of the Gran Depósito Combinado is 10,000€ and the maximum is 500,000€.
The client can find all the information and characteristics relating to each fund by consulting the relevant prospectus.
Precontractual Information

Investment Funds have risk indicators ranging from 1 to 7, with 1 being lower risk and 7 being higher risk. Fund prospectuses and key investor information documents are available at www.cnmv.es or at www.bancobig.es, www.am.pictet/es/spain, www.schroders.com, www.schroders.com, www.ruffer.co.uk, www.linkgroup.com, funds.dws.com/es, www.carmignac.es, www.pimco.es.

You should be aware that all investments involve risk, including the loss of capital. You should also be aware that the fund manager reserves the right to terminate the marketing arrangements of its investment undertakings.

You should be aware that past performance is no guarantee of future performance. Before making a decision, please consult the product brochures, financial statements and key investor information documents, as well as all your rights as an investor, in Spanish, which you can find here.

Do you have any doubts?

We explain in detail how our large combined deposit works, so that everything is clear to you.

Read FAQsContact us

(1) The opening of an account and contracting of services with Banco BiG shall be required for the contracting of the deposit. This is available to all tax residents in Spain. Residents of the Basque Country and Navarre can only become customers through the website. Nominal Interest Rate (NIR) 4,5%. Early cancellation of the deposit is subject to a penalty that may not exceed the gross interest accrued from the beginning of the operation until the date of cancellation. Example of settlement: For a deposit of 350,000€ with a term of 6 months, with an APR of 4,5% and NIR of 4,5% and settlement at maturity, the interest paid at maturity, assuming the maintenance of the balance during the entire term of the deposit, will be 5.642,00 EUR gross. The renewal of the deposit will not be automatic, and the customer must inform of his wish to renew again, depending on the offers and conditions available at that time.

The partial or total redemption or transfer of the positions of the investment funds to other investment funds not included in the list before the maturity date of the deposit shall automatically lead to the cancellation of the deposit.